{"id":13013,"date":"2015-10-24T16:45:00","date_gmt":"2015-10-24T15:45:00","guid":{"rendered":"http:\/\/cabinetfamiliari.fr\/?page_id=13013"},"modified":"2020-10-08T11:42:22","modified_gmt":"2020-10-08T10:42:22","slug":"epargne","status":"publish","type":"page","link":"http:\/\/cabinetfamiliari.fr\/index.php\/epargne\/","title":{"rendered":"\u00c9pargne"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-slider-sc\"><div class=\"fusion-flexslider-loading flexslider flexslider-hover-type-none\" data-slideshow_autoplay=\"1\" data-slideshow_smooth_height=\"0\" data-slideshow_speed=\"7000\" style=\"max-width:100%;height:100%;\"><ul class=\"slides\"><li class=\"image\"><span class=\"fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"http:\/\/cabinetfamiliari.fr\/wp-content\/uploads\/2014\/09\/port_10_xml1.jpg\" width=\"1170\" height=\"700\" \/><\/span><\/li><li class=\"image\"><span class=\"fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"http:\/\/cabinetfamiliari.fr\/wp-content\/uploads\/2015\/10\/safe-913452-1024x890.jpg\" width=\"1024\" height=\"890\" \/><\/span><\/li><\/ul><\/div><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:-20px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:50% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:50% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-1{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><h2 class=\"title-heading-left\" style=\"margin:0;\">Vous recherchez un placement\u00a0?<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-size: large;\">Si vous recherchez une alternative aux investissements immobiliers, il existe diverses solutions avec plus ou moins de risques, de volatilit\u00e9, mais aussi de disponibilit\u00e9. Nous vous conseillerons afin de choisir le type de produit r\u00e9pondant \u00e0 vos attentes. <\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:-30px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:50% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:50% !important;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 3.84%;margin-left : 3.84%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-bottom:60px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#e0dede;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:100% !important;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><h2 class=\"title-heading-left\" style=\"margin:0;\">Types de placements<\/h2><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-tabs fusion-tabs-1 classic nav-not-justified horizontal-tabs icon-position-left\"><style type=\"text\/css\">.fusion-tabs.fusion-tabs-1 .nav-tabs li a.tab-link{border-top-color:#f6f6f6;background-color:#f6f6f6;}.fusion-tabs.fusion-tabs-1 .nav-tabs{background-color:transparent;}.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:hover,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:focus{border-right-color:transparent;}.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:hover,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a.tab-link:focus{background-color:transparent;}.fusion-tabs.fusion-tabs-1 .nav-tabs li a:hover{background-color:transparent;border-top-color:transparent;}.fusion-tabs.fusion-tabs-1 .tab-pane{background-color:transparent;}.fusion-tabs.fusion-tabs-1 .nav,.fusion-tabs.fusion-tabs-1 .nav-tabs,.fusion-tabs.fusion-tabs-1 .tab-content .tab-pane{border-color:#ebeaea;}<\/style><div class=\"nav\"><ul class=\"nav-tabs\" role=\"tablist\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-327918a732ecb78a8bb\" aria-selected=\"true\" id=\"fusion-tab-placementcourtterme\" href=\"#tab-327918a732ecb78a8bb\"><h4 class=\"fusion-tab-heading\">Placement court terme<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-9893ee698eec1c48777\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-retraiteind.\" href=\"#tab-9893ee698eec1c48777\"><h4 class=\"fusion-tab-heading\">Retraite ind.<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-74d60ed6c1ab1839337\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-assurancevie\" href=\"#tab-74d60ed6c1ab1839337\"><h4 class=\"fusion-tab-heading\">Assurance vie<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-4d4a8e6e18b92ed5868\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-retraiteentreprise\" href=\"#tab-4d4a8e6e18b92ed5868\"><h4 class=\"fusion-tab-heading\">Retraite entreprise<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1d819e0443c319bb08e\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-retraitemadelin\" href=\"#tab-1d819e0443c319bb08e\"><h4 class=\"fusion-tab-heading\">Retraite Madelin<\/h4><\/a><\/li><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1c533ccfaf99ef54fb6\" aria-selected=\"false\" tabindex=\"-1\" id=\"fusion-tab-\u00c9pargnesalariale\" href=\"#tab-1c533ccfaf99ef54fb6\"><h4 class=\"fusion-tab-heading\">\u00c9pargne salariale<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-content\"><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li class=\"active\"><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-327918a732ecb78a8bb\" aria-selected=\"true\" id=\"mobile-fusion-tab-placementcourtterme\" href=\"#tab-327918a732ecb78a8bb\"><h4 class=\"fusion-tab-heading\">Placement court terme<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix in active\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-placementcourtterme\" id=\"tab-327918a732ecb78a8bb\">\n<i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa fa-calculator circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-1{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-1:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> PLACEMENT COURT TERME<\/p>\n<p>Une solution souple, accessible pour dynamiser votre \u00e9pargne en toute s\u00e9curit\u00e9, dans l&rsquo;attente d&rsquo;un autre placement, d&rsquo;un projet d&rsquo;investissement.<\/p>\n<p>&#8211; le compte \u00e9pargne r\u00e9mun\u00e9r\u00e9 pour le particulier offre une r\u00e9mun\u00e9ration tr\u00e8s comp\u00e9titive et une souplesse totale.<br \/>\nAvec un d\u00e9p\u00f4t minimum de 10\u20ac et un plafond de 10 000 000\u20ac.<br \/>\nIl n&rsquo;y a aucun frais d&rsquo;ouverture, de tenue et de cl\u00f4ture de compte.<\/p>\n<p>&#8211; le compte \u00e0 terme pour le particulier et l&rsquo;entreprise, ouvert pour une dur\u00e9e de placement de 24 mois ou 36 mois, offre la possibilit\u00e9 de retrait sans p\u00e9nalit\u00e9 \u00e0 tout moment.<br \/>\nAvec un mode de r\u00e9mun\u00e9ration progressif, un d\u00e9p\u00f4t minimum de 5 000\u20ac pour le particulier, 20 000\u20ac pour l&rsquo;entreprise et un plafond de 10 000 000\u20ac.<br \/>\nIl n&rsquo;y a aucun frais d&rsquo;ouverture, de tenue et de cl\u00f4ture de compte.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-9893ee698eec1c48777\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-retraiteind.\" href=\"#tab-9893ee698eec1c48777\"><h4 class=\"fusion-tab-heading\">Retraite ind.<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-retraiteind.\" id=\"tab-9893ee698eec1c48777\">\n<i class=\"fb-icon-element-2 fb-icon-element fontawesome-icon fa fa-random circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-2{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-2:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> Face \u00e0 la d\u00e9faillance de nos syst\u00e8mes de retraite obligatoires, il devient indispensable aujourd&rsquo;hui de compenser la baisse des revenus lors de la cessation d&rsquo;activit\u00e9s.<\/p>\n<p>Il existe une solution personnalis\u00e9e pour tous :<\/p>\n<p>&#8211; choix des supports d&rsquo;investissements (avec ou sans risques),<br \/>\n&#8211; capitalisation viag\u00e8re convertie en rentes avec taux de conversion garanti,<br \/>\n&#8211; rente r\u00e9versible \u00e0 100% au profit du conjoint ou concubin,<br \/>\n&#8211; cadre fiscal avantageux :<br \/>\n*pour le particulier : PERP<br \/>\n*pour le professionnel : PERCO, loi Madelin, article 83 du CGI .<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-74d60ed6c1ab1839337\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-assurancevie\" href=\"#tab-74d60ed6c1ab1839337\"><h4 class=\"fusion-tab-heading\">Assurance vie<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-assurancevie\" id=\"tab-74d60ed6c1ab1839337\">\n<i class=\"fb-icon-element-3 fb-icon-element fontawesome-icon fa fa-user circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-3{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-3:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> Pour faire fructifier votre \u00e9pargne dans un cadre fiscal avantageux l&rsquo;assurance vie peut r\u00e9pondre \u00e0 diff\u00e9rents objectifs.<\/p>\n<p>&#8211; \u00e9pargne de pr\u00e9caution,<br \/>\n&#8211; capital aux financements diff\u00e9r\u00e9s (\u00e9tude des enfants, achat r\u00e9sidence secondaire&#8230;.),<br \/>\n&#8211; capital de d\u00e9part en retraite,<br \/>\n&#8211; capital pour transmission patrimoniale.<\/p>\n<p>Mais aussi en alliant plusieurs avantages :<\/p>\n<p>&#8211; la souplesse d&rsquo;utilisation (versements libres, arbitrages, rachats, avances &#8230;.)<br \/>\n&#8211; la rentabilit\u00e9,<br \/>\n&#8211; la fiscalit\u00e9.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-4d4a8e6e18b92ed5868\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-retraiteentreprise\" href=\"#tab-4d4a8e6e18b92ed5868\"><h4 class=\"fusion-tab-heading\">Retraite entreprise<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-retraiteentreprise\" id=\"tab-4d4a8e6e18b92ed5868\">\n<i class=\"fb-icon-element-4 fb-icon-element fontawesome-icon fa fa-users circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-4{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-4:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> Elle est r\u00e9serv\u00e9e aux salari\u00e9s d&rsquo;entreprise et est un outil de motivation et de fid\u00e9lisation de votre personnel.<\/p>\n<p>Elle offre de nombreux avantages :<\/p>\n<p>&#8211; d\u00e9ductible fiscalement et socialement du b\u00e9n\u00e9fice imposable dans la limite de certains plafonds,<br \/>\n&#8211; exon\u00e9ration taxe sur les salaires,<br \/>\n&#8211; exon\u00e9ration taxe d&rsquo;apprentissage,<br \/>\n&#8211; non soumit \u00e0 l&rsquo;imp\u00f4t sur les revenus pour le salari\u00e9 dans les limites pr\u00e9vues par la loi,<br \/>\n&#8211; le b\u00e9n\u00e9ficiaire touche une rente \u00e0 la retraite r\u00e9versible au profit de son conjoint ou concubin.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1d819e0443c319bb08e\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-retraitemadelin\" href=\"#tab-1d819e0443c319bb08e\"><h4 class=\"fusion-tab-heading\">Retraite Madelin<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-retraitemadelin\" id=\"tab-1d819e0443c319bb08e\">\n<i class=\"fb-icon-element-5 fb-icon-element fontawesome-icon fa fa-user circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-5{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-5:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> C&rsquo;est le produit retraite par excellence qui cumule de nombreux avantages, r\u00e9serv\u00e9 aux travailleurs non salari\u00e9s : g\u00e9rant majoritaire, artisan, commer\u00e7ant, professions lib\u00e9rales.<\/p>\n<p>&#8211; d\u00e9ductible du b\u00e9n\u00e9fice imposable dans la limite fix\u00e9e par le l\u00e9gislateur,<br \/>\n&#8211; choix des supports d&rsquo;investissement,<br \/>\n&#8211; taux de conversion de rente garanti au terme,<br \/>\n&#8211; rente r\u00e9versible \u00e0 100% au profit du conjoint ou concubin,<br \/>\n&#8211; garantie de bonne fin pour les b\u00e9n\u00e9ficiaires.<\/p>\n<\/div><div class=\"nav fusion-mobile-tab-nav\"><ul class=\"nav-tabs\"><li><a class=\"tab-link\" data-toggle=\"tab\" role=\"tab\" aria-controls=\"tab-1c533ccfaf99ef54fb6\" aria-selected=\"false\" tabindex=\"-1\" id=\"mobile-fusion-tab-\u00c9pargnesalariale\" href=\"#tab-1c533ccfaf99ef54fb6\"><h4 class=\"fusion-tab-heading\">\u00c9pargne salariale<\/h4><\/a><\/li><\/ul><\/div><div class=\"tab-pane fade fusion-clearfix\" role=\"tabpanel\" tabindex=\"0\" aria-labelledby=\"fusion-tab-\u00c9pargnesalariale\" id=\"tab-1c533ccfaf99ef54fb6\">\n<i class=\"fb-icon-element-6 fb-icon-element fontawesome-icon fa fa-eur circle-yes fusion-text-flow\" style=\"font-size:35.2px;line-height:68.4px;height:70.4px;width:70.4px;border-width:1px;margin-right:20px;\"><\/i><style>i.fb-icon-element.fontawesome-icon.fb-icon-element-6{ color: #ffffff; background-color: #333333; border-color: #333333;}i.fb-icon-element.fontawesome-icon.fb-icon-element-6:hover { color: #ffffff; background-color: #333333; border-color: #333333;}<\/style> L&rsquo;\u00e9pargne salariale (PEI &#8211; PERCOI), vous permet de motiver et de fid\u00e9liser vos salari\u00e9s tout en b\u00e9n\u00e9ficiant de v\u00e9ritables avantages fiscaux et sociaux.<\/p>\n<p>Vous aussi, en tant que dirigeant d&rsquo;entreprise, vous pouvez b\u00e9n\u00e9ficier des m\u00eames avantages.<br \/>\nPour l&rsquo;entreprise :<br \/>\n&#8211; exon\u00e9ration des charges sociales,<br \/>\n&#8211; fiscalement d\u00e9ductible du b\u00e9n\u00e9fice imposable,<br \/>\n&#8211; exon\u00e9ration taxe sur les salaires,<br \/>\n&#8211; exon\u00e9ration taxe d&rsquo;apprentissage.<\/p>\n<p>Pour les b\u00e9n\u00e9ficiaires :<br \/>\n&#8211; exon\u00e9ration d&rsquo;IRPP,<br \/>\n&#8211; exon\u00e9ration des plus-values \u00e0 l&rsquo;issue de la p\u00e9riode de blocage,<br \/>\n&#8211; exon\u00e9ration des plus-values sur les arbitrages.<\/p>\n<p>Cette \u00e9pargne offre une grande flexibilit\u00e9 :<br \/>\n&#8211; pas d&rsquo;obligation de versements,<br \/>\n&#8211; \u00e9pargne disponible au terme de 5 ans pour le PEI, \u00e0 la retraite pour le PERCOI mais avec des possibilit\u00e9s de d\u00e9blocage anticip\u00e9 sans remettre en cause les avantages fiscaux (d\u00e9c\u00e8s, invalidit\u00e9, acquisition r\u00e9sidence principale &#8230;)<\/p>\n<\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-flip-boxes flip-boxes row fusion-columns-4 flip-effect-classic\"><div class=\"fusion-flip-box-wrapper fusion-column col-lg-3 col-md-3 col-sm-3\"><div class=\"fusion-flip-box flip-right\" tabindex=\"0\"><div class=\"flip-box-inner-wrapper\"><div class=\"flip-box-front\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-front-inner\"><div class=\"flip-box-grafix flip-box-circle\" style=\"background-color:#333333;border-color:#ffffff;\"><i aria-hidden=\"true\" class=\" fa fa-info\" style=\"color:#ffffff;\"><\/i><\/div>Suivi<\/div><\/div><div class=\"flip-box-back\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-back-inner\">Seulement trois interlocuteurs de la mise en place \u00e0 la gestion de vos dossiers.<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-flip-box-wrapper fusion-column col-lg-3 col-md-3 col-sm-3\"><div class=\"fusion-flip-box flip-right\" tabindex=\"0\"><div class=\"flip-box-inner-wrapper\"><div class=\"flip-box-front\" style=\"background-color:#636363;border-color:transparent;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-front-inner\"><div class=\"flip-box-grafix flip-box-circle\" style=\"background-color:#333333;border-color:#ffffff;\"><i aria-hidden=\"true\" class=\" fa fa-check-square\" style=\"color:#ffffff;\"><\/i><\/div>Expertise<\/div><\/div><div class=\"flip-box-back\" style=\"background-color:#636363;border-color:transparent;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-back-inner\">Le cabinet Familiari est install\u00e9 en tant que courtier depuis plus de 20 ans.<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-flip-box-wrapper fusion-column col-lg-3 col-md-3 col-sm-3\"><div class=\"fusion-flip-box flip-right\" tabindex=\"0\"><div class=\"flip-box-inner-wrapper\"><div class=\"flip-box-front\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-front-inner\"><div class=\"flip-box-grafix flip-box-circle\" style=\"background-color:#333333;border-color:#ffffff;\"><i aria-hidden=\"true\" class=\" fa fa-line-chart\" style=\"color:#ffffff;\"><\/i><\/div>R\u00e9activit\u00e9<\/div><\/div><div class=\"flip-box-back\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-back-inner\">Le d\u00e9lai de traitement de vos demandes est une de nos priorit\u00e9s.<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-flip-box-wrapper fusion-column col-lg-3 col-md-3 col-sm-3\"><div class=\"fusion-flip-box flip-right\" tabindex=\"0\"><div class=\"flip-box-inner-wrapper\"><div class=\"flip-box-front\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-front-inner\"><div class=\"flip-box-grafix flip-box-circle\" style=\"background-color:#333333;border-color:#ffffff;\"><i aria-hidden=\"true\" class=\" fa fa-users\" style=\"color:#ffffff;\"><\/i><\/div>Personnalisation<\/div><\/div><div class=\"flip-box-back\" style=\"background-color:#636363;border-color:#636363;border-radius:4px;border-style:solid;border-width:1px;color:#ffffff;transition-duration:0.8s;\"><div class=\"flip-box-back-inner\">Nous faisons en sorte de proposer les offres les plus adapt\u00e9s \u00e0 votre situations.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-1 { overflow:visible; }.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/pages\/13013"}],"collection":[{"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/comments?post=13013"}],"version-history":[{"count":12,"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/pages\/13013\/revisions"}],"predecessor-version":[{"id":13907,"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/pages\/13013\/revisions\/13907"}],"wp:attachment":[{"href":"http:\/\/cabinetfamiliari.fr\/index.php\/wp-json\/wp\/v2\/media?parent=13013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}